Excelle

Overspending is easy to do. Everyone falls for it every now and again because sometimes you just feel the need to spend. However, there may be things that trigger our overspending even when we know that we are on a budget and cannot really afford to spend money. 1) Stress – Work, family, friends, sickness, money…all these things (and many more) ...

Plastic is too easy. You swipe the credit card. Sign on the line and figure you’ll do the math later. But later gets later and later and before you know it, you’re drowning in credit card debt. You can get yourself out of the hole, but not quite as easily as you got yourself into it. Erasing credit card debt takes ...

If you want to spend less time worrying about your money, then it’s time to get your financial act together. These six strategies can help improve your financial situation and simplify your life at the same time. h4. 1. Put Your Savings on Autopilot If you haven’t maxed out your 401k or other retirement plan at work, add an extra $50 ...

If you're like a lot of folks, you may have just received a "Dear Valued Customer" letter in the mail from your credit card company. No, you aren't being fired, but it might feel like it. If you have an affiliate card issued through one of the big banks, it starts like this: "This challenging business climate has led Citibank, the ...

WASHINGTON, Dec. 18 /PRNewswire-USNewswire/ - New rules adopted by the Office of Thrift Supervision today will help protect consumers from certain abusive credit card lending practices that can result in excessive fees and interest rate charges. The rules were developed in conjunction with the Federal Reserve Board and National Credit Union Administration, which are expected to adopt the same regulations later ...

Is there something personal in your financial past that you'd rather not explain to a stranger -- say bad credit, bankruptcy or a proclivity for spending thousands of dollars on lingerie at Victoria's Secret? Then applying for a new job or going after a promotion could put you in a tricky spot, because an employer can easily find out about all ...

When I first decided to work from home the biggest attraction was that I would call the shots. I would be my own boss, I would make all of the major decisions and that was that. And for the most part that has been true, however like any small business owners there comes a time when you are ready for your ...