Excelle

There's nothing like a little hard-won experience. Personal finance expert Lynnette Khalfani got out of $100,000 in credit-card debt in three years. Now the author of books like "Zero Debt: The Ultimate Guide to Financial Freedom," she writes and speaks about how others can follow her example. BusinessWeek's Ben Steverman recently spoke to Khalfani about the "bling-bling lifestyle" that leads young ...

Plastic is too easy. You swipe the credit card. Sign on the line and figure you’ll do the math later. But later gets later and later and before you know it, you’re drowning in credit card debt. You can get yourself out of the hole, but not quite as easily as you got yourself into it. Erasing credit card debt takes ...

If you want to spend less time worrying about your money, then it’s time to get your financial act together. These six strategies can help improve your financial situation and simplify your life at the same time. h4. 1. Put Your Savings on Autopilot If you haven’t maxed out your 401k or other retirement plan at work, add an extra $50 ...

Lacking the cash to pay your bills is a bad situation, but avoiding the problem is worse. If money is scarce and bills are coming due, don’t panic. Gather your statements and a calculator, and go into planning mode. Tackle the crisis as a whole, rather than dealing with issues as they arise, which raises the risk of making poor financial ...

Budgeting isn't always easy - but it doesn't have to be impossible. And it's worth it. You'll live with less worry now, and endure less headache later on. Luckily, the Geezeo blog has come up with some basic money management strategies that are as simple as ABC. Follow their guidelines to squash your debt, start saving, and stop wasting money. ...

by Nicole Crimaldi, founder of MsCareerGirl.com It’s a Friday afternoon and you are walking home from work. You’ve had a super stressful week at work. Not only are your superiors on you about a plethora of issues at work, your best friend cancelled on your girls night and you are in a fight with your boyfriend. Enter . You walk past ...