Excelle

Like the clothes we wear, our homes are direct reflections of who we are and what we value. And, just like a new bag or pair of shoes, little fixes around the house can bring instant satisfaction without overriding that ever-tightening budget. In my house, the mantra is, "It takes so little to do so much." In fact, a few years ...

Summer is officially over. And with the holidays just around the corner, our budgets are about to take a big hit. Between presents, parties and pampering, we're all going to need a little spare cash just to make it to 2010. Am I right? Lucky for you there's a new way to lighten the load. Our fabulous friends at Ms. Career ...

If you could ask ten wise women for advice on what to do (and what not to do) with your money, what would they say? They might offer the ten financial tips below, culled from our wise and money-smart DivineCaroline contributors. 1. Saving For Retirement Is a Must Unless you don’t mind eating cat food in your old age, you have ...

 Rent a spare room or a couch to frugal travelers.  A backyard can become a mini-camp ground in Sweden.  To preserve cash in this bad economy many of us will rent.  That’s why peer2peer renting is getting popular. From lawn edgers to bands you can now Hire Things in New Zealand or, in Britain and U.S., from Zilok. What do you need temporarily? What have you got to rent? There are more upsides to renting for us. Like the successful private parking  and coworking places, literally getting closer can cut your carbon ...

 Stay in upscale homes and get to know locals on vacation by trading homes - or staying in alternative lodging.

Raquel Garcia is serious about avoiding debt. The 18-year-old customer-service representative for U-Haul recently canceled her font-weight: normal! important; font-size: 100%! important; paddi

Where the Candidates Stand Many Americans are still undecided about for whom they will cast their vote. While many elections in recent memory have been close, none seems to be quite so momentous. Not only because of the historic implications of electing either the nation's first black President or its first female Vice President, but because never before has a Presidential ...

Do-It-Yourself Hedge Funds? That’s a joke, right? Not so according to author Wayne P. Weddington III. In his book, “Do-It-Yourself Hedge Funds: Everything You Need to Make Millions Right Now”, Weddington writes, “The definition of a hedge fund has certainly begun to migrate, but at the end of the day you, like most investors, would like to earn profits irrespective of ...

At Donna's Ranch, a brothel in Wells, Nev., most of the customers are long-haul truckers. High fuel and food prices have drained them of 'play money.' So the working girls s

Excerpt ~ June 29, 2009 Department of Veterans Affairs WASHINGTON  -- The first $250 payments to veterans as part of President Obama's recovery plan were sent Monday, and officials at the Department of Veterans Affairs said all payments will be distributed by June 30. As part of the recovery plan, VA is making one-time payments of $250 to eligible veterans and ...

Excerpt ~   For households struggling to pay bills, billions of dollars of unclaimed money sitting in government coffers could be a welcome windfall. Tough times compel people to rein in spending, cancel pricey subscription services like premium cable, mail in product rebate receipts, and collect food coupons. But the aggregate savings from those activities could end up looking like pocket ...

Wall Street has stormed back from last week's devastating losses, sending the Dow Jones industrials soaring a nearly inconceivable 938 points after major governments' plans to support the global banking system reassured distraught investors.

It's normal to wonder how and why you get paid the salary you do. After all, it's not a decision process most employers are willing to disclose, at least not without a little prodding. So what are the best-kept secrets when it comes to salary decisions

With chaos and fear running rampant in financial markets in recent weeks, many investors have once again stampeded to gold. Shortages of the precious

The economy is sour and we have yet to see signs of the recovery in our own lives, but there’s no need to hoard every penny you’ve got and live in fear. Why? We’ve been through bad times before. And we didn't just survive — we emerged even stronger and smarter than before. When? The Great Depression of the 1930s, for ...

The discount retailer, which earlier this decade aggressively grabbed a bigger share of the toy market, prepares for the year-end holidays by slashing prices on 10 popular toys to $10.

I know it is hard for us all to save. Believe me I am one to search for better ways to save and buget,but then all I do is look. I don't use what I have learned. I had a friend mention to me one day how she was able to pay her bills and save for a cruise all at ...

There are many reasons why consumers choose organic over conventionally-grown food, but there’s usually one reason why they don’t—cost. Organics can run 10 to 100 percent higher than conventionally grown, throwing all health, taste, and environmental concerns out of the grocery basket. Although savvy farmers’ markets and comparison shopping can yield organics that are close in price to non-organics, a tight ...

Here are six ways that you can quickly knock a serious chunk off of your expenses ...