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    Hidden Dangers of Gold and Platinum Credit Cards

    Hidden Dangers of Gold and Platinum Credit Cards
    If you’re looking for credit, be wary of some ‘gold’ or ‘platinum’ card offers promising to get you credit cards or improve your credit rating. While sounding like general-purpose credit cards, some ‘gold’ or ‘platinum’ cards permit you to buy merchandise only from specialized catalogues. Marketers of these credit cards often promise that by participating in their credit programs, you will ...
    Published over 7 years ago | Rate This
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    20 Ways to Perk Up Your Home -- On a Budget!

    20 Ways to Perk Up Your Home -- On a Budget!
    Like the clothes we wear, our homes are direct reflections of who we are and what we value. And, just like a new bag or pair of shoes, little fixes around the house can bring instant satisfaction without overriding that ever-tightening budget. In my house, the mantra is, "It takes so little to do so much." In fact, a few years ...
    Published over 8 years ago | Rated: +3
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    Take the October "No Shopping" Challenge!

    Take the October "No Shopping" Challenge!
    Summer is officially over. And with the holidays just around the corner, our budgets are about to take a big hit. Between presents, parties and pampering, we're all going to need a little spare cash just to make it to 2010. Am I right? Lucky for you there's a new way to lighten the load. Our fabulous friends at Ms. Career ...
    Published over 8 years ago | Rated: +1
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    Six Ways to Save for an Unexpected Job Loss

    Six Ways to Save for an Unexpected Job Loss
    Coinciding with the tightening job market is a gloomy statistic: Few American workers are saving for potential layoffs. According to an Adecco USA Workplace Insights survey, only one-quarter of workers claimed to be saving for unemployment, and 58 percent had no plans to put money aside for a job loss. You've probably heard that you should have at least six months ...
    Published almost 7 years ago | Rate This
  • +1

    10 Things Every Woman Should Know About Money

    10 Things Every Woman Should Know About Money
    If you could ask ten wise women for advice on what to do (and what not to do) with your money, what would they say? They might offer the ten financial tips below, culled from our wise and money-smart DivineCaroline contributors. 1. Saving For Retirement Is a Must Unless you don’t mind eating cat food in your old age, you have ...
    Published over 8 years ago | Rated: +1
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    10 Steps to Creating Secure Passwords

    10 Steps to Creating Secure Passwords
    If you’re one of the millions of people whose password to their online accounts is “password,” don’t feel bad—you’re not alone. Remembering a single PIN, password, or secret phrase can sometimes be bothersome—let alone passwords for the dozens of accounts and devices many people have nowadays. Online-security experts recommend long, strong passwords for a reason—identity and information theft are rampant, and ...
    Published almost 7 years ago | Rated: +1
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    12 Easy Ways to Slash Your Tax Bill

    12 Easy Ways to Slash Your Tax Bill
    Out of all the seasons (holiday, baseball, American Idol…), tax season has always been the least popular. Not only is it hard to enjoy a time of year that’s rung in with paperwork, but navigating a tangle of code to settle accounts with the IRS can be downright painful. Knowing these rules will help you take control of your finances, trim ...
    Published almost 7 years ago | Rated: +2
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    You Say Recession, I Say Opportunity

    You Say Recession, I Say Opportunity
    Economic woes have many of us wondering how much further our house values will plunge, how low the stock market will dive, and how high gas and food prices will continue to soar. Yet there is an optimistic refrain spiraling around—maybe this financial comeuppance will teach Americans a valuable lesson about living healthier, smarter, and within our means. Americans live fast—we ...
    Published over 9 years ago | Rated: +16
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    8 Simple Ways to Save Money Online

    8 Simple Ways to Save Money Online
    Internet cash saving and reward programs are all the rage. Websites like Groupon.com, where daily deals are up for auction and UPromise.com, which helps users pay off college debt, are taking bargain hunting and saving to new levels. Here are some other fantastic money saving tips and strategies that you may not know about. 1. Follow (and Fan) Your Favorite Brands: ...
    Published almost 7 years ago | Rated: +1
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    Voting Day Finally Here! Last Minute Breakdown on Jobs, the Financial Crisis & Retirement

    Voting Day Finally Here! Last Minute Breakdown on Jobs, the Financial Crisis & Retirement
    Where the Candidates Stand Many Americans are still undecided about for whom they will cast their vote. While many elections in recent memory have been close, none seems to be quite so momentous. Not only because of the historic implications of electing either the nation's first black President or its first female Vice President, but because never before has a Presidential ...
    Published over 9 years ago | Rated: +2
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    How to Shop for Vintage Office Attire

    How to Shop for Vintage Office Attire
    It’s every fashion maven’s dream to sift through the racks at her favorite vintage store and unearth a find so unique and so valuable that she’ll be the envy of all her well-dressed friends. In the sartorial world, there’s no bigger badge of honor than the perfectly sourced vintage find: the 1960s-era Pucci dress, the midcentury vintage denim, or the Hermès ...
    Published over 7 years ago | Rate This
  • +2

    9 Ways to Make Easy Money

    9 Ways to Make Easy Money
    Another one of my friends was laid off today, making him yet another casualty of the nose-diving economy. Almost everyone I know, whether employed or between jobs, is struggling to pay bills on time, put food on the table, and stave off homelessness while maintaining some semblance of a social life. Since asking for a raise is out of the question ...
    Published almost 7 years ago | Rated: +2
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    8 Money Saving Tips from the Great Depression

    8 Money Saving Tips from the Great Depression
    The economy is sour and we have yet to see signs of the recovery in our own lives, but there’s no need to hoard every penny you’ve got and live in fear. Why? We’ve been through bad times before. And we didn't just survive — we emerged even stronger and smarter than before. When? The Great Depression of the 1930s, for ...
    Published over 8 years ago | Rated: +1
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    6 Things That Could Get You Audited

    6 Things That Could Get You Audited
    Around February, my commute home starts to give me a knot in my stomach. That’s because my bus passes a tax-preparation shop where, as tax season draws nearer, a woman stands outside wearing a Lady Liberty costume and holding a sign that promotes the shop’s services. Oh, great, I think, it’s time to dance with the IRS again. I don’t know ...
    Published almost 9 years ago | Rated: +3
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    How to Protect Your Social Security Number

    How to Protect Your Social Security Number
    I recently renewed my gym membership, and next to the line requesting my birth date was one requesting my Social Security number. I found the question a little odd, and I hesitated, wondering, How could they possibly need that? Then I remembered all the other times I’d filled out forms that requested my SSN—forms for the library, the electric company, and ...
    Published over 7 years ago | Rate This
  • +2

    Gift Ideas for Your Unemployed Friends

    Gift Ideas for Your Unemployed Friends
    With the national unemployment rate above 10 percent and Kentucky's even higher, it's a fair bet that most people this holiday season know someone struggling to find a job in our slowly recovering economy. Rather than a manufactured trinket, here are eight gift ideas you the employed person can give that might help the unemployed land the biggest gift of all: ...
    Published about 8 years ago | Rated: +2
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    10 Things You Should Know About Credit Cards

    10 Things You Should Know About Credit Cards
    1. Credit Card companies have the right to change your rate at any time. All they need to do is provide 15 days notice. The company hopes you will discard the notice thinking it’s junk mail, never notice and make them rich. 2. Cards with 0% interest rates are not what they seem. Cards with too-good-to-be-true introductory rates usually last for ...
    Published almost 8 years ago | Rate This
  • +1

    10 Smartest Ways to Live Beneath Your Means

    10 Smartest Ways to Live Beneath Your Means
    I managed to retire at age 51, and the way I did it was to live beneath my means. You can adopt this strategy too, by simply spending less than you earn. You may think that's impossible for you, but if you make it a challenge instead of a chore, you'll soon be creating ways to cut corners in everything you ...
    Published over 7 years ago | Rated: +1
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    Tips for Tipping in Every Food Scenario

    Tips for Tipping in Every Food Scenario
    We’ve all been there. I order my small black coffee, hand the barista my debit card, grab the pen to sign off, and halt at the gratuity line. Am I supposed to add something here? Am I cheap if I don’t? Can I just pretend I already tossed some change in the tip jar? I don’t know—and it’s far too much ...
    Published over 7 years ago | Rate This
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    The Benfits of Group-buying Websites

    The Benfits of Group-buying Websites
    If you’re one of the millions of Americans who have a Facebook account, you’ve likely noticed ads in the margins of your home page for group-buying discounts in your area, offering sweet deals on everything from restaurant meals to spa services to recreational activities to specialty chocolates. Gone are the days of clipping coupons from paper circulars—the next wave of penny ...
    Published over 7 years ago | Rate This
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