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    Hidden Dangers of Gold and Platinum Credit Cards

    Hidden Dangers of Gold and Platinum Credit Cards
    If you’re looking for credit, be wary of some ‘gold’ or ‘platinum’ card offers promising to get you credit cards or improve your credit rating. While sounding like general-purpose credit cards, some ‘gold’ or ‘platinum’ cards permit you to buy merchandise only from specialized catalogues. Marketers of these credit cards often promise that by participating in their credit programs, you will ...
    Published over 7 years ago | Rate This
  • +1

    Take the October "No Shopping" Challenge!

    Take the October "No Shopping" Challenge!
    Summer is officially over. And with the holidays just around the corner, our budgets are about to take a big hit. Between presents, parties and pampering, we're all going to need a little spare cash just to make it to 2010. Am I right? Lucky for you there's a new way to lighten the load. Our fabulous friends at Ms. Career ...
    Published over 8 years ago | Rated: +1
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    10 Things Every Woman Should Know About Money

    10 Things Every Woman Should Know About Money
    If you could ask ten wise women for advice on what to do (and what not to do) with your money, what would they say? They might offer the ten financial tips below, culled from our wise and money-smart DivineCaroline contributors. 1. Saving For Retirement Is a Must Unless you don’t mind eating cat food in your old age, you have ...
    Published over 8 years ago | Rated: +1
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    10 Steps to Creating Secure Passwords

    10 Steps to Creating Secure Passwords
    If you’re one of the millions of people whose password to their online accounts is “password,” don’t feel bad—you’re not alone. Remembering a single PIN, password, or secret phrase can sometimes be bothersome—let alone passwords for the dozens of accounts and devices many people have nowadays. Online-security experts recommend long, strong passwords for a reason—identity and information theft are rampant, and ...
    Published over 7 years ago | Rated: +1
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    12 Easy Ways to Slash Your Tax Bill

    12 Easy Ways to Slash Your Tax Bill
    Out of all the seasons (holiday, baseball, American Idol…), tax season has always been the least popular. Not only is it hard to enjoy a time of year that’s rung in with paperwork, but navigating a tangle of code to settle accounts with the IRS can be downright painful. Knowing these rules will help you take control of your finances, trim ...
    Published over 7 years ago | Rated: +2
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    Do Your Own Taxes or Hire a Pro?

    Do Your Own Taxes or Hire a Pro?
    There's no avoiding it now. You're getting the evil eye from that shopworn shoebox labeled "Tax," and it's stuffed to the gills with business-expense receipts, Form 1099s and undecipherable notes to yourself. But before you dive into the nitty-gritty, force yourself to address the big question: What's the best way for the self-employed to prepare their tax returns? Let us make ...
    Published over 8 years ago | Rated: +1
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    You Say Recession, I Say Opportunity

    You Say Recession, I Say Opportunity
    Economic woes have many of us wondering how much further our house values will plunge, how low the stock market will dive, and how high gas and food prices will continue to soar. Yet there is an optimistic refrain spiraling around—maybe this financial comeuppance will teach Americans a valuable lesson about living healthier, smarter, and within our means. Americans live fast—we ...
    Published almost 10 years ago | Rated: +16
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    8 Simple Ways to Save Money Online

    8 Simple Ways to Save Money Online
    Internet cash saving and reward programs are all the rage. Websites like Groupon.com, where daily deals are up for auction and UPromise.com, which helps users pay off college debt, are taking bargain hunting and saving to new levels. Here are some other fantastic money saving tips and strategies that you may not know about. 1. Follow (and Fan) Your Favorite Brands: ...
    Published over 7 years ago | Rated: +1
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    Voting Day Finally Here! Last Minute Breakdown on Jobs, the Financial Crisis & Retirement

    Voting Day Finally Here! Last Minute Breakdown on Jobs, the Financial Crisis & Retirement
    Where the Candidates Stand Many Americans are still undecided about for whom they will cast their vote. While many elections in recent memory have been close, none seems to be quite so momentous. Not only because of the historic implications of electing either the nation's first black President or its first female Vice President, but because never before has a Presidential ...
    Published over 9 years ago | Rated: +2
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    How to Shop for Vintage Office Attire

    How to Shop for Vintage Office Attire
    It’s every fashion maven’s dream to sift through the racks at her favorite vintage store and unearth a find so unique and so valuable that she’ll be the envy of all her well-dressed friends. In the sartorial world, there’s no bigger badge of honor than the perfectly sourced vintage find: the 1960s-era Pucci dress, the midcentury vintage denim, or the Hermès ...
    Published over 7 years ago | Rate This
  • +2

    9 Ways to Make Easy Money

    9 Ways to Make Easy Money
    Another one of my friends was laid off today, making him yet another casualty of the nose-diving economy. Almost everyone I know, whether employed or between jobs, is struggling to pay bills on time, put food on the table, and stave off homelessness while maintaining some semblance of a social life. Since asking for a raise is out of the question ...
    Published about 7 years ago | Rated: +2
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    8 Money Saving Tips from the Great Depression

    8 Money Saving Tips from the Great Depression
    The economy is sour and we have yet to see signs of the recovery in our own lives, but there’s no need to hoard every penny you’ve got and live in fear. Why? We’ve been through bad times before. And we didn't just survive — we emerged even stronger and smarter than before. When? The Great Depression of the 1930s, for ...
    Published over 8 years ago | Rated: +1
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    6 Things That Could Get You Audited

    6 Things That Could Get You Audited
    Around February, my commute home starts to give me a knot in my stomach. That’s because my bus passes a tax-preparation shop where, as tax season draws nearer, a woman stands outside wearing a Lady Liberty costume and holding a sign that promotes the shop’s services. Oh, great, I think, it’s time to dance with the IRS again. I don’t know ...
    Published over 8 years ago | Rated: +3
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    Savvy Tips for the Single Shopper

    Savvy Tips for the Single Shopper
    Hidden costs add up when you’re food shopping for one. Why? It’s no secret that as a single you are spending your hard earned dollars on foods that are designed to attract and satisfy other customers. Between the aisles of kid-friendly snacks and family-sized meals, one trip to the supermarket often turns into a workout for your wallet or exercise in ...
    Published about 7 years ago | Rate This
  • +2

    Gift Ideas for Your Unemployed Friends

    Gift Ideas for Your Unemployed Friends
    With the national unemployment rate above 10 percent and Kentucky's even higher, it's a fair bet that most people this holiday season know someone struggling to find a job in our slowly recovering economy. Rather than a manufactured trinket, here are eight gift ideas you the employed person can give that might help the unemployed land the biggest gift of all: ...
    Published over 8 years ago | Rated: +2
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    10 Things You Should Know About Credit Cards

    10 Things You Should Know About Credit Cards
    1. Credit Card companies have the right to change your rate at any time. All they need to do is provide 15 days notice. The company hopes you will discard the notice thinking it’s junk mail, never notice and make them rich. 2. Cards with 0% interest rates are not what they seem. Cards with too-good-to-be-true introductory rates usually last for ...
    Published over 8 years ago | Rate This
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    You Can Be a Millionaire Too!

    You Can Be a Millionaire Too!
    What does it take to become a millionaire? Most people would assume that it takes good grades, good looks and a huge inheritance. Wrong. One of my very favorite books is The Millionaire Mind by Thomas J Stanley, Ph. D. who also happens to be the author of one of my other favorite books The Millionaire Next Door. I was chatting ...
    Published over 8 years ago | Rate This
  • +1

    10 Smartest Ways to Live Beneath Your Means

    10 Smartest Ways to Live Beneath Your Means
    I managed to retire at age 51, and the way I did it was to live beneath my means. You can adopt this strategy too, by simply spending less than you earn. You may think that's impossible for you, but if you make it a challenge instead of a chore, you'll soon be creating ways to cut corners in everything you ...
    Published over 7 years ago | Rated: +1
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    Tips for Tipping in Every Food Scenario

    Tips for Tipping in Every Food Scenario
    We’ve all been there. I order my small black coffee, hand the barista my debit card, grab the pen to sign off, and halt at the gratuity line. Am I supposed to add something here? Am I cheap if I don’t? Can I just pretend I already tossed some change in the tip jar? I don’t know—and it’s far too much ...
    Published over 7 years ago | Rate This
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    The Benfits of Group-buying Websites

    The Benfits of Group-buying Websites
    If you’re one of the millions of Americans who have a Facebook account, you’ve likely noticed ads in the margins of your home page for group-buying discounts in your area, offering sweet deals on everything from restaurant meals to spa services to recreational activities to specialty chocolates. Gone are the days of clipping coupons from paper circulars—the next wave of penny ...
    Published over 7 years ago | Rate This
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